Eco

Know what you can spend today.

Your salary arrives, and by the middle of the month it is gone and you cannot say where. Eco answers one question instead of showing you charts: how much can you spend today without wrecking the rest of the month.

See what it does

iPhone · English and Russian · free to use

The Eco home screen, showing what is safe to spend today and a running balance.

One number that heals itself

Overspend on Tuesday and Wednesday's number is smaller. Come in under, and it grows. Rent, savings and money you owe are held back before the number is worked out, so what is left really is yours to spend.

Three seconds to log

An amount, a category, done. There is a calculator in the amount field for the times you are splitting a bill or counting three taxis.

Bills are reserved, not forgotten

Rent is held back from day one of the cycle, so it cannot be spent on groceries by accident. One-off payments get a date and a reminder.

A balance that carries over

Finish a month up or down and the next one opens there. No month-end ritual, nothing to reset.

Built for how money actually works here

Somoni, a salary that lands on a payday rather than the 1st, and money lent to people you know.

The Plan screen, showing money in, fixed bills, savings and what is left to spend.

Your plan on one screen: what comes in, what must go out, and what that leaves per day.

The Insights screen, ranking categories by spend.

Where the money actually went, and whether this month is running faster than the last.

The calculator that opens from the amount field.

A calculator inside the amount field. Type 18 × 3 and save 54.

Your money stays yours

Eco has no server. There is nowhere for us to keep your data, because we never receive it.

Read the privacy policy

Eco Premium

Logging, your daily number, the plan and Insights are free and stay free. Premium covers the parts that go further.

  • Goals. Say what it costs and by when; Eco works out the month and adjusts when you pay in extra.
  • Debts. Money lent and borrowed, held back from what you can spend.
  • Voice and suggestions. Ask Siri what is left, or log a spend without opening the app.
  • Privacy lock. A passcode and Face ID on the app itself.
  • iCloud backup. Your money comes back on a new phone.
  • Export. Take a copy of everything as a spreadsheet.

From $2 a month, or a year for 20% less

The Eco Premium screen listing what the subscription covers.